How To Update Bank Info With Irs

E-filing your tax return. 

If you have just submitted a tax return, then you need to wait for the IRS to accept or reject it. 
If they refuse, then you can fill in the new information and submit it again. 
Once they accept the tax return, you will not be able to change the bank information, but they will mail your refound to the address you filled in the form after the direct deposit to you fails

If you are unwilling to fill out the tax return online again, you can also update the bank information by calling the IRS, phone number: 800-829-1040

      
   Update:

The IRS website has added a new tool: "Get My Payment", which you can update your  direct deposit information. 
This measure allows taxpayers to quickly receive coronavirus stimulus payments.
In addition, providing recent tax records can make this process faster

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